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Credit Monitoring notifies participating consumers of activity in their credit file. An alert is provided by Experian (reporting agency) when any one of the following activities is reported:

The Credit Monitoring service allows consumers to identify inaccuracies in credit data  being reported by creditors. It also offers consumers early detection of potentially fraudulent activity in their credit file. In addition, consumers have access to trained credit specialists to answer any data questions over the phone on their monitoring report. The credit specialists act on the behalf of the consumer and can submit disputes to credit reporting agencies. Single bureau credit monitoring can save valuable time and the frustration that can follow.